Medical Malpractice Insurance for Medical Practitioners
We have been underwriting Professional Indemnity insurance for the last 15 years and clearly understand your needs. A market leading Claims Made insurance policy, supported by the world’s largest Re-insurer, Munich Re.
Genoa introduces a revolutionary claims-made offering for Medical Practitioners who meet with our selective underwriting criteria. No matter what discipline you specialise in, we have a tailor-made solution for you.
Medical Malpractice Insurance, also known as Med-mal Insurance, is designed to cover a medical professional against claims of medical negligence. This is an act, error or omission by a medical professional that deviates from the accepted medical standard of care and which then results in damages. Some examples of negligence in this context may include the failure to diagnose, misdiagnosis, surgical errors, and/or the premature discharge of a patient.
We offer a claims made based insurance policy which, subject to the retroactive date contained in the policy, provides effective cover that is triggered when a claim is made against our client during the policy period – regardless of when the alleged wrongful act occurred.
Our claims made based policy offers Automatic sub-limited extensions so that our practitioners may balance the costs of the insurance against the cover which best suits their insurance needs. These extensions include: